I’ve been seeing my primary care doctor for more than 20 years. Even after I moved an hour away, I stayed with her. That’s how much I trust her.
But a recent visit shook that trust just a little.
I went in for itchy welts; something I figured was gardening-related since it happened last year as soon as I started my spring garden. She asked a few questions but didn’t seem sure what the cause was. Then she offered a cortisone shot. I declined.
And then?
She prescribed three different medications. Without a diagnosis.
It didn’t feel right.
So, I followed up with a dermatologist.
Her verdict?
Bug bites.
Plain and simple.
She told me to apply bug spray when I garden and gave me a cream for the itching.
That was it. No fancy tests, no guessing game. Just clarity and simplicity.
So, what does this have to do with personal finance?
Everything.
We often believe that if it’s not complex, it won’t work.
That a financial plan has to involve a 12-week program, a 200-page workbook, and a hefty price tag to be effective.
But some of the best financial changes I’ve seen, both for myself and my clients, came from simple shifts:
- Tracking spending for 7 days
- Creating a realistic, values-based budget
- Setting one financial boundary and sticking to it
As financial professionals, we sometimes make people feel like more is better.
As clients, we sometimes chase complexity, thinking it’s the only path to success.
But let me say this loud and clear:
Simple is not basic. Simple is powerful.
If you’re looking for a supportive space to explore practical, clear, and effective steps for financial wellness, I invite you to join my Patreon community.
We keep it honest, focused, and simple, because that’s where the real growth lives.
